Legal Expert Weighs In
Kathleen Zellner, whose firm represents Ferguson, emphasized the broader implications of the judgment. “It’s a way to send a message to insurance companies that if there’s coverage, they need to pay,” she explained. “You can’t just pull the rug out from under people when they’ve paid the premiums.”
This sentiment reflects a growing frustration among legal professionals and policyholders with insurance companies that employ delay tactics and technical arguments to avoid paying legitimate claims.
The $44 million judgment represents one of the largest bad faith insurance awards in recent Missouri history and sends a clear message to the insurance industry about the consequences of stonewalling legitimate claims.
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