A $20 million legal thunderstorm is ripping through the motocross world after a child suffered paralysis in a tragic creekside accident during the 2022 Monster Energy AMA Amateur National Motocross Championship — and now, the event organizer is suing for insurance coverage in a federal court showdown.
At the center of the clash is MX Sports Inc., the West Virginia-based promoter of the nation’s premier amateur motocross event. The company is demanding coverage from New York Marine and General Insurance Co. and its affiliates after they allegedly denied liability for a catastrophic injury that unfolded off the racetrack — but within the event’s grounds.
The Incident: Tragedy at Hurricane Creek
According to filings, the Faulkner family filed a federal lawsuit in 2023 against MX Sports, blaming the organizer for a heartbreaking injury: while swimming in Hurricane Creek, a young girl was struck by a fellow attendee who jumped in, landing directly on her and causing severe, life-altering injuries. The incident occurred at Loretta Lynn’s Ranch and Campgrounds in Humphreys County, Tennessee — the site of the annual championship.
The lawsuit accuses MX Sports of negligence that “directly and proximately resulted in” the child’s paralysis. Though MX Sports denies responsibility, the Faulkners’ claim has launched a parallel legal battle — this time, between MX and its insurers.
