From $750K Offer to $145M Verdict – Jury Sends Message to Berkshire Hathaway In Colorado Bad-Faith Workers’ Comp Case

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An apartment maintenance worker is seen secured with a rooftop safety harness while working at height—symbolizing the everyday risks faced by laborers like Fermin Salguero-Quijada, whose denied rehab care after a fall led to a $145 million verdict against Berkshire Hathaway’s insurer.

Inside the Courtroom, Outside the Norm – Three Defining Moments

  1. Staggering Verdict: Jury awards $145.26 million, including $60 million in punitive damages, against Berkshire Hathaway-owned Norguard Insurance, dwarfing their $750K pre-trial offer.
  2. High Stakes, Hardball Tactics: Plaintiff’s lawyer Sean Claggett rejected multiple lowball offers, relying on real-time data analytics and focus group insights to predict—and deliver—a nine-figure jury verdict.
  3. Justice for an Injured Worker: After being denied critical rehab, Fermin Salguero-Quijada was left permanently impaired. A Colorado jury ensured his family’s future with one of the largest bad-faith insurance verdicts in state history.

By Samuel Lopez – USA Herald

Denver, CO – In a seismic ruling that shook the insurance world, a Colorado state jury delivered a resounding $145.26 million verdict—including $60 million in punitive damages—against Berkshire Hathaway’s Norguard Insurance Company. The case stemmed from the insurer’s alleged bad-faith denial of critical care to a painter, Fermin Salguero-Quijada, after he suffered a life-altering traumatic brain injury on the job.

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Though the story flew under the radar in mainstream headlines, its courtroom drama, strategic legal maneuvering, and moral undertones carry the weight of a modern-day legal epic.

In 2021, Salguero-Quijada, an apartment complex painter working in Utah, plunged from a ladder while on the job. The fall left him with significant neurological trauma. Following an initial hospital stay, doctors recommended intensive, long-term inpatient rehabilitation. That’s when, according to the lawsuit, his battle really began.

Norguard Insurance, a subsidiary of Berkshire Hathaway, denied coverage for the specialized facility. Instead, Salguero-Quijada was put on a commercial flight—still neurologically impaired—and sent home to be cared for by his family.

The result, his attorneys claimed, was catastrophic. Without proper rehabilitation, his brain injury became permanent.