What are the Best Credit Card Options for College Students?

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This particular card furthermore offers 2% cash back for gas station and restaurant charges for a maximum of $1000 worth of charges within each quarter. Any other charges on the Discover It Secured card are granted 1% in cash back rewards. This card also maintains an APR of $24.99.

A Word to the Wise

Credit cards offer cash back points to incentivize consumer spending. However, any college student with a credit card should proceed with caution. Reckless spending and/or the inability to pay when the credit card bill arrives can be disastrous. Therefore, any credit card user has the responsibility to make responsible and affordable charges which fit into their budget.