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JPMorgan Chase is allowing some customers early access to their direct deposits, a feature popularized by fintech rivals.

The bank is launching this feature — which accelerates payments including payroll, tax refunds, pensions, and government benefits by up to two days — to customers of its Secure Banking product starting this week, according to Ryan MacDonald, head of growth financial products for Chase.

That typically means getting paid on a Wednesday rather than Friday, he said.

“Those couple days are often the difference between looking for money from family or not paying that bill on time and getting charged a late fee,” MacDonald said in an interview.

JPMorgan, the largest U.S. bank by assets, is taking this step as the industry faces soaring pressure from regulators and lawmakers on overdrafts and other fees. While smaller rivals, including Capital One have explained they are dropping overdraft fees, the CEOs of the three largest U.S. institutions have repeatedly refused calls to end the charges altogether.

Instead, banks have altered their attention to existing products that protect users from overdraft fees.

In the case of JPMorgan, that product is Secure Banking, which has no minimum balance requirement and costs $4.95 a month. The service has about 1.4 million users, most of whom have direct deposit and will automatically start receiving early payments, MacDonald said.

The bank, which serves more than 66 million U.S. households overall, can be a “fast follower” of fintech rivals when they create must-have features, MacDonald said. Start-ups including Chime and Current have popularized early direct deposits as they’ve gained millions of cost-conscious users.

“The fintechs are doing a good job of entering the space and trying to disrupt by offering services,” MacDonald said. “Customers didn’t even think about early access to payment before some of these players came in. As we evaluated it, we think that there’s a real need for certain customers to have this.”

The bank is working on introducing other solutions for this group, including small loans or installment products, to help users to smooth out their financial needs when emergencies arise, he said.