Florida Lawmakers Move Forward With No-Fault Repeal

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The Senate proposal, which would require more overall coverage and gradually impose a higher minimum of bodily-injury coverage, is projected at providing $9 to $12 a year savings, depending on where motorists live.

Under Lee’s proposal, starting in 2018, motorists would be required to have $20,000 in personal bodily-injury coverage and $40,000 for multi-person bodily-injury coverage. The minimums would grow two years later to $25,000 and $50,000 and to $30,000 and $60,000 in 2022.

Motorists would also be required to have $5,000 in medical-payments coverage, similar to a component in no-fault.

Sen. Rene Garcia, R-Hialeah, cast the lone vote against the Senate measure, due in part to his desire for the bill to include a $2,500 set-aside for physician emergency-room care.

“That’s extremely important for me,” Garcia said. “I also have a concern that this is a cost shift from auto-insurance to health-insurance policies, and it does nothing to ensure that rates will go down for those that need it the most.”