Why Your Home’s Hidden Flaws Are Costing You Insurance Coverage

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Key Takeaways:

  1. Insurers Are Watching Closer Than Ever: Insurance companies are now inspecting everything from plumbing to electrical systems, forcing homeowners to make costly repairs or face policy cancellations.
  2. The Price of Preventing Claims: To mitigate risk, insurers are demanding expensive upgrades like replacing outdated fixtures, even if they still work fine.
  3. Florida Homeowners Hit the Hardest: In a state already grappling with skyrocketing premiums, these new requirements add further strain on homeowners.

By Samuel A. Lopez, USA Heral

Home Insurance Inspections: The New Normal for Homeowners

[FLORIDA] – In the past, your roof was the main focus of your home insurance inspection. Now, insurance companies are diving deeper—way deeper—into your home’s infrastructure. They’re looking at everything from the plumbing beneath your sink to the age of your electrical panel. These inspections, which have become increasingly common, could leave you with an ultimatum: fix these “issues” within weeks, or risk losing your coverage.