Apple Is Restricting Competitors From Accessing Its Payment Technology, Says European Commission

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They added that Apple’s NFC technology accessibility limitations to third-party app developers of mobile wallets “has an exclusionary effect on competitors and leads to less innovation and less choice for consumers for mobile wallets on iPhones.”

“Apple Pay is only one of many options available to European consumers for making payments, and has ensured equal access to NFC while setting industry-leading standards for privacy and security,” an Apple spokesperson said in a statement Monday. “We will continue to engage with the Commission to ensure European consumers have access to the payment option of their choice in a safe and secure environment.”

Apple also expressed concern that changes to its payments system could result in a less secure process.