In that case, the appellate court held that the hotel owners’ allegations that the virus physically altered their property were enough to allow their business interruption suit to move forward. United Policyholders argued that insurance companies, including Century-National, have incorrectly argued that the appellate court’s Marina decision should be narrowly interpreted to apply only to the facts of that case when it instead should be adopted more broadly to allow policyholders to move forward with their COVID-19-related insurance claims in court.
The panel’s decision to publish its opinion is an essential step towards getting the law right for policyholders and preventing insurers from acting in bad faith. Policyholders deserve a fair chance to recover their losses and move forward as the pandemic continues to ravage businesses and disrupt lives.
