How to dispute and correct errors in your credit report


The information provider must also investigate your dispute after receiving a notice about it from the credit reporting company. It must report the results of its investigation into the disputed information to the credit reporting agency.  The information provider is responsible for notifying the three nationwide credit reporting agencies regarding its finding that the disputed information is inaccurate and must be corrected or deleted.

Here is the FTC’s sample dispute letter to help you dispute and correct any error in your credit report.

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