This is the case of HailSolve Inc. v. Auto-Owners Mutual Insurance Co., in the U.S. District Court for the Middle District of Tennessee.
The Parties:
HailSolve, is a hail risk management and restoration firm based in Nashville, Tennessee. Auto-Owners Insurance Group is a mutual insurance company that provides life, home, car, and business insurance.
Case Summary:
In February 2020, an appraisal panel granted an award to HailSolve in excess of $4.46 million due to damage suffered in a storm. According to the complaint, Auto-Owners Mutual paid some of the award but disputed whether it was responsible for the full amount.
HailSolve filed suit against Auto-Owners Mutual Insurance Company in July 2020 after the insurer refused to agree to a deadline for settlement negotiations. HailSolve also accused the insurer of operating in bad faith.
Background:
In April 2017, HailSolve’s Gordonsville, Tennessee property was damaged in a hail and wind storm.
Auto-Owners Mutual initially accepted HailSolve’s claim for coverage and by June 2020 had paid out over $1.3 million to HailSolve.