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March 19, 2026

America October 1, 2025

Insurance Industry Leaves Gaping Holes in Space Risk Modeling as Academic Warnings Mount

Briefing Notes A peer-reviewed study underscores insurers’ duty to cover catastrophic risks tied to commercial space activity. Despite record growth…

By Samuel Lopez

America October 1, 2025

Insurance Industry Faces Silence on 3I/ATLAS While Astronomers Track Asteroids and Comets That Could Alter Risk Models

Key Takeaways With 3I/ATLAS hidden by the sun’s glare, insurers risk a dangerous lull in risk planning. Scientists warn Apophis…

By Samuel Lopez

America May 13, 2025

Lawsuit Alleges California FAIR Plan Acts in Bad Faith After Palisades Fire: State Farm’s Governance of The FAIR Plan Raises Concerns of Insurers Using It As A Risk Dumping Ground to Shield Their Balance Sheets

🔥 Flash Points: What You Should Know Alleged Insurance Stonewalling:The California FAIR Plan faces serious allegations of bad faith and…

By Samuel Lopez

America March 2, 2025

California Insurers Under Fire: 40-Day Rule Violation Sparks Bad Faith Ruling Against AIG

What You Need to Know California insurers must decide claims within 40 days— a strict timeline that policyholders can leverage…

By Samuel Lopez

America April 10, 2024

Insurer Wins Landmark Bad Faith Case Against Rival, Highlighting Industry’s Duty to Policyholders

Reporting by Samuel Adam Lopez, Legal Analyst (For more insights, visit USA Herald and read more from Samuel A. Lopez)…

By Samuel Lopez

America October 30, 2023

Ninth Circuit Upholds $5.7M Ruling Against Farmers for Crash-Related Injuries.

ARIZONA – In a significant ruling, the Ninth Circuit panel, reaffirmed a $5.7 million award against a Farmers Insurance subsidiary,…

By Samuel Lopez

America August 14, 2023

Navigating the Fine Print: How Bigelow vs. Hiscox Redefines Insurance Trust

Hawaii District Court Strikes Again: Are Insurance Companies Truly Shielded Even in Cases Without Coverage? USA Herald — “Insurance.” It’s…

By Samuel Lopez

America July 27, 2023

Unraveling State Farm Ins.: The Legal Showdown Over Totaled Vehicles in the Cudd Vs. State Farm Case

https://usaherald.com/author/samuel-lopez/ The Collision of Two Titans: Cudd’s Legal Clash With State Farm Ins. (USA Herald) –The battleground of insurance litigation…

By Samuel Lopez

America June 20, 2023

Court Strikes a Blow to Insurance Company Over Alleged Statutory Breaches

This is the case of Allen v. Protective Life Ins. Co., No. 1:20-cv-530-JLT-CDB, 2023 U.S. Dist. LEXIS 49147 (E.D. Cal.…

By Samuel Lopez

America May 17, 2023

Vitamin Energy vs. Evanston Insurance: A Case of Insurer Accountability

A Legal Fight for Justice (USA Herald) – As a legal news reporter with two decades of experience in the…

By Samuel Lopez

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