Healthcare Insurance Reform: How to Fix the Healthcare Problem


The Problems Facing Modern American Healthcare

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One critical area to consider is how our country and our government currently handles health insurance providers. Earlier this year, one of the biggest talking points in the healthcare debate was about how many insurance companies were pulling out of the ACA entirely. This piece from The Atlantic gives a brief overview of what happened in a few states, from Iowa (where ACA exchange shoppers were left with only one insurance provider to choose from) to Tennessee (where residents were temporarily left with no ACA insurance options).

The situations described in the Atlantic piece illustrate what are arguably the two biggest problems in health insurance right now. First off, when people shopping the ACA exchange only have one health insurance option to choose from in their states, it essentially creates a government-granted monopoly. Monopolies, of course, are dangerous because they have full control over pricing. Without competition to keep prices down, ACA’s exchanges risk becoming the very opposite of affordable.

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Charles Laverty
Charles Laverty is a contributing writer to USA Herald and entrepreneur focused on health along with wellness. Charles passion is writing and has a knack for covering tough stories that other journalists shy away from, including but not limited to the fitness industry's profiteering over fixing the obestity epidemic. Charles Laverty is an advocate for health, wellness, and fitness. He has a knack for calling out government for bad policies, incompetence, and anti-democratic actions.