Online Shopping for the Holidays: 3 Tips to protect against online scammers


It’s time to be proactive. Check your credit card/bank account activity every day. Request alerts for total purchases over a certain amount. And monitor activity so you know when unauthorized charges hit your account.

If you find an issue the FTC requires credit card companies to allow you to dispute charges. 

If you suspect you have fallen victim to a scam, get in touch with the company or bank. They have a process to dispute unauthorized charges or temporarily withhold payment.

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Bonus Tip: Never use Wi-Fi in public places to do your online shopping. Even if it’s free your data is not encrypted. And hackers often lurk around public Wi-Fi. Hackers can also create fraudulent Wi-Fi networks. If you connect to their password-free network, they have control of your device.