What’s Next
The comet will reach its closest solar approach in late October 2025, after which it won’t be visible from Earth-based telescopes until early December 2025, meaning we won’t be able to see it from Earth when it’s at its most active.
For the insurance industry, this event serves as a catalyst for broader policy discussions. Companies are likely to accelerate development of comprehensive space weather and cosmic event clauses, particularly given the elevated solar activity expected to continue through 2025.
The convergence of increased satellite deployment, growing space debris, and rare astronomical events like 3I/ATLAS creates an imperative for insurers to develop more sophisticated risk models that account for both terrestrial and extraterrestrial factors.
