Imagine for a moment that you are a 16-year-old young man. Your family is wealthy. You attend a prestigious private school, you have expensive hobbies like travel, motorcycle riding and guitar lessons. You play hockey and lacrosse and drive a BMW. You expect to attend an elite institution for college.
Life is good for you. You have this lifestyle because your family is fortunate, but also because both your parents work very hard to provide for you the very best things in life, so you are prepared to succeed on your own one day. You work hard in school to make your folks proud.
Assume you have a very dear friend who lives down the street from you. He attends school with you, makes good grades and plays on your sports teams. His family also does very well, and they expect the very best for him in the future.
One day, you wake up and you read that your friend’s father has been arrested. 20 years ago, the father embezzled $20 million dollars and the police finally caught up with him. Sadly, there was no doubt the father was a thief. The father had no documentation for how he earned the money and never showed the income on his tax returns.