The NRA’s email to its California subscribers on October 16, 2017 featured its CEO Wayne La Pierre asking them to join Carry Guard and “close the critical gap” in their insurance coverage. The email also listed the benefits under the insurance policy.
According to CDI, the NRA violated the California Insurance Code § 1631 because its emails represented solicitations of an unlicensed insurance product in the state.
The California Insurance Code § 1631 prohibits a person from soliciting, negotiating or effecting contracts of insurance unless he/she holds a valid license from the insurance commissioner.
The NRA never held a license to sell an insurance policy in California. However, approximately 2,400 Californians are Carry Guard insurance policyholders.
In a statement, Insurance Commissioner Dave Jones said the NRA failed to comply with state law. As a result, the CDI took action against the organization to ”end this illegal conduct in California.”
New York Gov. Cuomo Encouraged Other States to Stop the Sale of Carry Guard
California’s action comes after New York State Department of Financial Services found Carry Guard to be illegal. The organization sold insurance coverage to New Yorkers without a license from the state.
