Moments later you come to. You call the police and report the accident immediately. Your vehicle is towed and decared a total loss.
Then a friendly agent from Progressive calls, promises you that everything will be ok, and asks some very non-chalant questions…questions designed to elicit any possible way to deny your coverage…but you don’t know that. You tell Progressive that you tried Door Dash Delivery for the first time ever and that another driver slammed into you going over twice the speed limit.
The rep tells you, “oh, I’m so sorry to hear that. Unfortunately we are going to deny your coverage because even though the accident isn’t your fault, there is a clause that enables us to deny you as a Progressive Policy holder because you were driving for Door Dash Delivery…and even though records indicate this is the very first time you have ever driven for Door Dash Delivery and were delivering a $8 burrito, we are still going to deny your coverage because, well, we can!”
Meet Mary Goodman (real name protected), the young lady with the perfect driving record that Progressive Agent Timothy Woltman worked tirelessly to find a loophole to deny her coverage. Ms. Goodman received a concussion from her vehicle accident, but to add insult to an injury, because she was driving on Door Dash Delivery for her first time ever, Progressive agent Woltman denied her coverage.
