The deceased was a covered dependent under the plaintiff’s term life and accidental death policy, and in August of 2019, the plaintiff applied for benefits, but MetLife denied her claim, according to the suit.
The complaint says that the
The plaintiff, Amanda West is represented by attorney Tim Ford of MacDonald Hoague & Bayless, in the complaint, he argues that MetLife denied coverage because it said the deceased attacked law enforcement before he was killed, which constitutes a felony offense.
The suit alleges, MetLife said that according to its exclusion policy, when a person’s death is “caused or contributed to by committing or attempting to commit a felony,” coverage is denied.
The complaint also accuses the carrier of failing to conduct its own investigation into the facts before reaching its conclusion.
